Interest Free Credit Information
Up to 10 Months 0% Interest Free Credit
Interest free credit is available online and in-store.
Our payment plans are easy to understand and allow you to spread the cost of your purchase over 3, 6, 9 or 10 months and all we require is:
1. A minimum order of £350
2. A Deposit of at least 25%
- Cash Price £1,000
- Deposit £250
- Loan Amount £750
- 0% APR Representative
- Interest rate 0% (Fixed)
- 10 Monthly Payments of £75
- Total Amount Payable £1,000
How Do I Apply For Interest Free Credit?
To apply for Interest free credit simply visit our store in Hinckley or alternatively if you are unable to visit our store, contact us on 01455 63 53 20 and provided you are accepted for finance we will send you across a link in order to accept your agreement and complete the process.
When Do My Repayments Start?
Your monthly repayments will begin one month after your order has been delivered.
Can I Have Multiple Agreements Or Reduce My Finance Duration?
Yes you can have multiple agreements running at the same time (subject to credit status) and you can pay off your balance early to reduce the term of your finance.
Can I Collect My Order Or Have It Delivered To An Address That Isn't My Home Address?
Unfortunately due to the terms of the finance agreement stating that the order must be delivered over the threshold of your accommodation, you cannot collect from our store if your order is purchased with interest free credit. You can have your order delivered to a different address to your home address provided you apply in our store and provide us with proof of address (e.g Driving Licence, Bank Statement, Utility Bill).
Can I Pay My Agreement Off Early?
Yes you can fully pay off your finance agreement provided the first payment has already been paid.